Közgazdász hallgatók pénzügyi kultúrája

Absztrakt

The crisis of 2008 drew attention to the low level of financial knowledge among the population bringing research into financial literacy to the fore. The literature has given priority to young people, because in order to be able to avoid a future crisis, it is necessary to develop the next generation’s financial literacy. In our research financial literacy (described by its three components – financial knowledge, financial behaviour, and financial attitudes) of 3rd year economics students from a Hungarian university was examined and compared to “average” young people from previous studies not receiving financialeconomic knowledge in the frame of organized education. Our major findings include that examined students significantly undervalued their own financial knowledge in spite of being above average; their financial behaviour shows no significant difference compared to “average” young people (except the acquisition of information prior to the purchase of financial products) as well as their financial attitudes that is above average similarly to the previous research findings. Besides this we found no evidence of the fact that financial knowledge gained in secondary school increases financial literacy that suggests developing financial literacy is not even late in higher education.